Frequently asked questions

Can I apply over 30 years?
Yes you certainly can, it will give you breathing space, but you can still pay your bond off in 10 - 20 years time.

Why do I have to make use of a bond originator?
They help you to save time, frustration, pressurize the banks and help you to get the best interest rates and deal.

How do I apply for a home loan?
You just fill in the online application form and then click on the submit button at the button of the form. The consultant will then start working on your home loan.

What documents are required of me?
- ID of husband and wife.
- Latest salary slip.
- Marriage certificate or marriage contract.
- Title Deed (if no bond)
- Statements of bank account for the past 6 months
- If self employed - Copy of latest financial statement certified correct by   accountant or a letter from accountant or auditor that confirms your income.
- Statement of bond account for the past 6 months (if applicable).

What will the monthly installment be?
You can use our online calculator to see what your monthly installment will be.

What is a bond originator and how can you benefit from using one?
To put it simple: the bond originator does all the legwork for you in securing the best home loan for your needs. They are experts and specialise in the job they do.

Read more on Bond Originators and how the will get you the best home loan in South Africa